How to build a Closing Package Review Agent

This AI-powered agent streamlines the review of closing package documents for large loans, ensuring every file is complete, compliant, and up-to-date. It provides a clear checklist and sends an email notification if any issues are detected.

How It Works

1. Document Upload

• User Action: Upload all closing package documents (PDFs, scans, images, etc.) directly into the system.

• AI Feature: Advanced OCR (Optical Character Recognition) automatically extracts and processes text from all file types, including scanned documents.

2. Knowledge Base Reference

• The agent cross-references your uploaded documents with your organization’s policies and requirements, using a connected knowledge base (e.g., OneDrive).

3. Automated AI Review

• AI Analysis:

  • Detects document types (e.g., Appraisal Report, Insurance Certificate, Title Commitment).

  • Checks for missing, expired, or non-compliant documents.

  • Categorizes each document as:

    • Present (✅)

    • Missing (❌)

    • Expired/Non-Compliant (⚠️)

• Output:

  • Generates a professional, easy-to-read checklist with three sections:

    • Present Documents

    • Missing Documents

    • Expired/Non-Compliant Documents

  • Each section includes a short description for clarity.

4. Automated Notification

• If any issues are found (missing or non-compliant documents), the agent drafts a clear, actionable summary and timeline.

• Email Notification:

  • The agent automatically sends a professionally formatted email to the designated recipient (e.g., your team or compliance officer) with the review results and next steps.